Author: Garry Hernandez

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Quotity of mortgage insurance

When granting credit, the bank requires borrowers to purchase insurance against death, disability and disability. The share of the home loan insurance contract represents the share of each spouse. What choice for your contract? The contract is mandatory and must be at least the amount of capital borrowed. In the case of a single borrower, […]

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Housing savings plan 2015: rate and state premium

In effect since 1969 and after having long been the preferred placement of the French, the housing savings plan has lost its superb despite a redesign in 2012. With a rate since 1 February 2015 of 2%, the ELP offers a attractive remuneration? The housing savings plan operates in two phases: A savings phase first, […]

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4 Conditions for Borrowing Cheap Money in Germany

Many people think that borrowing money is easier and cheaper in Germany than in the Netherlands. Poloniusen’s reputation in Germany is that they are very stable and strong and that they have low interest rates. Applying for a loan in Germany sounds very attractive. But is this possible, and if so, what does it all […]

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Borrow Money Without BKR (2019)

Visit the providers above and compare loans with each other. You can immediately see which of them has the most interesting offer. Borrowing & BKR Applying for a new loan can be complicated as soon as it appears that you have had payment problems in the past. In this case, how can you still borrow […]

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Home savings: 2015 rates and conditions

Operation The functioning of Housing Savings is based on two successive phases. The first is to build capital through a regular economy (PEL) or free economy (CEL). The second starts when the holder comes to the end (operation at maturity) and realizes his real estate project. It consists of borrowing capital savings on capital savings, […]

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